1. Acceptance of Terms

By accessing and using Quantum Market Analyzer ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Quantum Market Analyzer is an educational and research tool that provides:

• Quantitative scoring algorithms for stock analysis
• Technical and fundamental data visualization
• Pattern detection and trade setup identification
• Portfolio tracking and watchlist management

The Service does NOT provide:

• Personalized investment advice
• Guaranteed returns or performance
• Financial planning or tax advice
• Broker or execution services

3. NOT FINANCIAL ADVICE

4. User Responsibilities

As a user of the Service, you agree to:

• Conduct your own due diligence before making any investment
• Verify all data from independent sources
• Not rely solely on the Service's scoring or recommendations
• Accept full responsibility for your trading and investment decisions
• Not use the Service for illegal purposes or market manipulation
• Comply with all applicable securities laws and regulations

5. Data Sources and Accuracy

The Service uses data from third-party providers (Alpha Vantage, Yahoo Finance). While we strive for accuracy, we do not guarantee that all data is current, complete, or error-free. Data may be delayed, and calculations may contain errors.

You acknowledge that:

• Market data may be delayed by 15 minutes or more
• Scoring algorithms are proprietary and may change without notice
• Historical backtests do not guarantee future performance
• Technical glitches may occur, affecting data accuracy

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY TRADING LOSSES, INVESTMENT LOSSES, LOST PROFITS, OR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE.

Your sole remedy for dissatisfaction with the Service is to stop using it.

7. Subscription and Payments

Paid subscriptions are billed monthly or annually. You may cancel at any time, but no refunds will be provided for partial months. Upon cancellation, you will retain access until the end of your current billing period.

8. Acceptable Use

You agree NOT to:

• Scrape or systematically download data from the Service
• Reverse engineer our algorithms or scoring methods
• Resell or redistribute data obtained from the Service
• Share your account credentials with others
• Use the Service to spam, harass, or defraud others

9. Privacy

Your use of the Service is also governed by our Privacy Policy. We collect and process personal data in accordance with applicable data protection laws (GDPR, CCPA).

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Modified" date. Your continued use after changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by the laws of [YOUR JURISDICTION]. Any disputes shall be resolved in the courts of [YOUR JURISDICTION].

12. Contact

For questions about these Terms, please contact us at: legal@stockscreener.com